Question 1

Are you a California resident?

Accepted Answer

We can only help California residents right now. We're California-only for now. Other states are on the roadmap.

Question 2

Are you filing alone (not with a spouse)?

Accepted Answer

Joint filings have rules that need an attorney to get right.

Question 3

Is most of what you owe credit cards, medical bills, or personal loans?

Accepted Answer

Not mortgages, car loans, or business debt. Cases built around mortgage or car debt work differently — an attorney handles those better.

Question 4

Do you own a home or any real estate?

Accepted Answer

Owning a home means protecting your equity — an attorney makes sure that gets done right.

Question 5

Is a creditor suing you, or are your wages being garnished right now?

Accepted Answer

Active lawsuits or garnishments need fast attorney action — we want to get you to one today.

Question 6

Have you filed for bankruptcy in the past 8 years?

Accepted Answer

A second filing within 8 years has special rules. An attorney handles that.

Question 7

Do you own or run a business?

Accepted Answer

Business cases have tax and structure questions that need an attorney.

7 quick questions.