Do I qualify for Chapter 7?
California's means test compares your household income to the local median. Most working families pass. Here's a quick check — Eugenio confirms the official number on your free consultation.
Your annual income
$60,000
California median for your household size
$98,000
You likely qualify for Chapter 7.
Your household income is below California's median for your size. The means test almost always passes in this zone. Eugenio confirms with the precise USTP figures.
You are $38,000 below the median.
A quick legal note
This is a first-pass check — not the official means test (Form 122A) and not legal advice. Eugenio Ramos, Esq. (CA Bar #261964) runs the real numbers on your free consultation. Ramos Law Firm is a federally designated Debt Relief Agency. We help people file for bankruptcy under the Bankruptcy Code.