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Document gathering checklist

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Gather as much as you can before your free consultation. It's fine if you don't have everything — Eugenio will help you fill the gaps.

Identity

  • Valid government-issued photo ID (driver license, state ID, or passport)
  • Social Security card or other proof of your SSN

Income — last 6 months

  • Pay stubs covering the most recent 6 months (every one — not just the latest)
  • If self-employed: profit & loss statements for the same period
  • Unemployment, disability, Social Security, or retirement income statements
  • Spouse income (if filing jointly or living with spouse)

Tax returns — last 2 years

  • Federal tax returns (Form 1040 and all schedules) for the most recent 2 years
  • State tax returns for the same years if you filed
  • If you did not file: a written statement of why

Bank & retirement statements — last 3 months

  • Every checking account statement (all pages, including any blank ones)
  • Every savings account statement
  • Money market and CD statements
  • 401(k), IRA, pension, or other retirement account statements (most recent)

Debts

  • A list of every creditor you owe with addresses if you have them
  • Most recent statement from each credit card
  • Medical bills (or a statement of total owed per provider)
  • Personal loans and any 'buy now pay later' balances
  • Auto loan statement (most recent)
  • Mortgage statement (most recent), including any second mortgages or HELOCs
  • Student loan account information
  • Any collection letters or judgments received
  • Any active wage garnishment paperwork

Assets

  • Vehicle title(s) or current registration
  • Real estate deed(s) if you own property
  • Insurance policies — life, auto, homeowners — and surrender values for whole life
  • Recent appraisals or estimates of personal property value if you have them

Other

  • Any lawsuit papers you have been served with
  • Divorce decrees, child support orders, or alimony orders
  • Recent receipts for large purchases or gifts in the last 90 days
  • List of any business interests